Terms and Conditions

Last Updated: 29 November 2024

These Terms and Conditions (“Terms”) govern the access to and use of the website https://masteriq.co.uk/ (“Website”, “Platform”).

This Website is owned and operated by:

MASTER FINANCIAL SERVICES LTD
Company Number: 15909704
Registered Office: 128 City Road, London, United Kingdom, EC1V 2NX
Nature of Business (SIC): 64191 – Banks
(“Company”, “we”, “us”, “our”)

By accessing or using this Website, you irrevocably confirm that you have read, understood, and agreed to be legally bound by these Terms in full.

If you do not agree with any part of these Terms, you must immediately cease use of the Website.

1. Eligibility

Access to this Website is strictly limited to individuals who are eighteen (18) years of age or older and who have full legal capacity to enter into binding agreements.

Any access or use by minors is strictly prohibited.

2. Intellectual Property Rights

Unless expressly stated otherwise, all content, materials, trademarks, logos, databases, text, graphics, software, and design elements available on this Website are the exclusive property of MASTER FINANCIAL SERVICES LTD or its licensors.

You are granted a limited, non-exclusive, non-transferable, revocable license solely for personal and lawful use of the Website in accordance with these Terms.

No ownership rights are transferred to you.

3. Prohibited Use

You are expressly prohibited from:

  • Reproducing, republishing, or redistributing any Website content;

  • Selling, sublicensing, leasing, or monetizing any Website materials;

  • Publicly displaying or performing any Website content;

  • Using the Website in a manner that disrupts, damages, or impairs its operation;

  • Circumventing security or access control mechanisms;

  • Using the Website for unlawful, fraudulent, or misleading purposes;

  • Conducting data scraping, harvesting, mining, or automated extraction;

  • Engaging in unauthorized marketing, solicitation, or advertising.

The Company reserves the absolute right to restrict, suspend, or terminate access to the Website at any time without notice.

4. User Credentials

Any account credentials issued to you are confidential.
You are solely responsible for maintaining their security and for all activities conducted under your credentials.

The Company shall not be liable for any loss resulting from unauthorized access.

5. User Content

User Content” refers to any data, documents, text, images, audio, video, or other material submitted or uploaded by you.

By submitting User Content, you grant the Company a worldwide, irrevocable, perpetual, royalty-free, sublicensable license to use, reproduce, adapt, modify, publish, distribute, and display such content in any medium.

You warrant that:

  • You own or are legally authorized to submit such content; and

  • The content does not infringe third-party rights or applicable laws.

The Company may remove User Content at its sole discretion without notice.

6. No Financial or Investment Advice

Nothing on this Website constitutes financial, banking, legal, tax, or investment advice.
All information is provided for general informational purposes only.

You acknowledge that any reliance on Website content is entirely at your own risk.

7. Disclaimer of Warranties

The Website is provided “as is” and “as available”, without warranties of any kind, whether express or implied.

The Company expressly disclaims all warranties, including but not limited to accuracy, reliability, availability, merchantability, and fitness for a particular purpose.

8. Limitation of Liability

To the maximum extent permitted by law, MASTER FINANCIAL SERVICES LTD, its directors, officers, employees, affiliates, and agents shall not be liable for any direct or indirect loss, damage, or liability arising from:

  • Use or inability to use the Website;

  • Reliance on Website content;

  • System errors, interruptions, or data loss.

This includes consequential, incidental, or punitive damages.

9. Indemnification

You agree to fully indemnify and hold harmless the Company from any claims, damages, losses, liabilities, costs, or expenses arising from:

  • Your breach of these Terms;

  • Your misuse of the Website;

  • Your violation of applicable laws or third-party rights.

10. Severability

If any provision of these Terms is deemed invalid or unenforceable, such provision shall be severed, and the remaining Terms shall remain fully enforceable.

11. Amendments

The Company may revise these Terms at any time without prior notice.
Continued use of the Website constitutes acceptance of the revised Terms.

12. Assignment

The Company may assign or transfer its rights and obligations without restriction.
You may not assign your rights without prior written consent.

13. Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding use of the Website and supersede all prior agreements or understandings.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales.

You irrevocably submit to the non-exclusive jurisdiction of the courts of England and Wales for any dispute arising from these Terms..